Occum Health


Don Marette, President

As President, Don Marette is responsible for sales marketing and positioning of services and products. With partners, Mr. Marette has managed the healthcare section of the Hubert Humphrey Fellowship Program at the U.N. bringing senior foreign administrators to the U.S.A. for specialized 2-year training. Mr. Marette managed the trading desk at Shearson-Lehman, specializing in healthcare equities, where he acquired extensive industry knowledge. Mr. Marette has formed a number of strong individual and corporate relationships to drive the cutting edge health and wellness model nationwide that Occum Health markets. His work led to the creation of Occum Health’s Healthcare Cost Containment System™, a solution to the rising cost of health care in today’s market. His ability to envision the value of non-traditional partnerships creates a new dimension in market delivery. Defining each partner’s role and establishing trust between partners and clients has been the hallmark of Mr. Marette’s success.

Cristy Payne, Vice President

Cristy L. Payne is our Vice President. Cristy is a highly respected figure within the insurance industry since 2002. She established her career in the supplemental market and became the leading broker of ancillary benefits in the United States under numerous prestigious carriers. At Occum Health, she institutes change by optimizing Employee Benefits and Risk Management. Cristy’s business acumen is multi-faceted; she provides our clients with expertise in strategic planning and reallocating spend to align with our client’s risk tolerances. She is laser-focused on financial inefficiencies that can be reinvested back into our client’s bottom line. Cristy has an innate way of fine-tuning organizational effectiveness by orchestrating a diverse group of internal functions, including Human Capital, Finance, Technology, Cost Drivers, and Global Strategic Sourcing ensures the longevity of her strategies in a multiyear approach. She is a graduate of the University of Maryland. She resides in Ellicott City, Maryland with her husband of 24 years and her two children along with her two English Bulldogs.

Nicholas Patterson, Chief Marketing Officer

Nicholas Patterson works with sales and marketing of Occum Health’s services and products. Nicholas has extensive background in entrepreneurial ventures in digital marketing and finance. In 2017, he started a digital marketing company and helped numerous companies grow through cutting-edge digital marketing strategies. Now at Noveta Health, he uses these strategies to deliver insurance solutions to combat companies’ rising healthcare costs.